つみたてナビ 確定拠出年金 (DC)

[Important information]
The smartphone app "Tsumitate Navi" will be discontinued on April 25th (scheduled) due to service improvements for subscribers.
You can download and register for the app until March 31st (scheduled). Please be aware of the service termination date before proceeding with the download and new registration procedures.
In the future, the main functions of Tsumitate Navi, such as robo-advisor, will be integrated into "Answer Net" (a website exclusively for subscribers). We aim to improve convenience by integrating various procedures and information inquiries into Answernet.
Please note that you will be able to use the app as usual until April 25th (scheduled), so please use it to select the product you want to invest in when signing up, or to review your operations after signing up.

"Tsumitate Navi" is a service targeted at corporate DC subscribers of Sompo Japan DC Securities, and is only available in Japanese. Individual DC (iDeCo) subscribers are not eligible. Additionally, it may not be available to some corporate DC subscribers. Please note.

■How to use
・To use this service, you will need a login ID and password for "Answer Net," a website exclusively for Sompo Japan DC Securities subscribers.
・Available to all customers of our corporate type DC. (There are some exceptions)

■Features
[Diagnosis] A robo-advisor will diagnose and suggest the investment type and investment product that are perfect for you.
[Execution] Login ID and password input is only required for the first time! With just a tap, you can easily change procedures for investment products and subscriber premiums.
[Confirmation] You can also check the future expected asset balance through simulation! There are also plenty of features exclusive to the app, such as target asset balance management and alerts.

■Main functions
(1) Diagnosis and operational instructions by robo-advisor
① Risk tolerance diagnosis
By answering a few questions, we can diagnose your risk tolerance (how much operational risk you can take).
②Proposal of investment products based on diagnosis results
Based on the results of the risk tolerance diagnosis, we will suggest the investment type and investment product that are perfect for you.
③ Execution of investment instructions
You can select an investment product by yourself based on the proposal contents and execute investment instructions (designation/change of allocation ratio of investment product, switching (transfer)).
④ Change in matching contribution (participant contribution) amount
One way to increase future receivables is to increase member contributions. For plans that allow matching contributions through Answernet, you can apply for and change the amount of participant contributions. (Changes are subject to time limits)

(2) Various simulations
① Freshly assembled simulation
You can estimate how the expected future receipt amount will change by reviewing the investment type and contributions. You can also manage your target asset balance by setting a target amount.
②Frame management results by product
You can check the investment performance of each product when purchasing the same product with the same amount (accumulation investment) every month during a certain period in the past. You can choose the accumulation period from 1 to 20 years.
③Tax benefit simulation
If matching contributions are available, it is possible to estimate the tax benefits (reduced income tax and resident tax) due to an increase in member contributions.

(3) Investment education content
We have prepared a variety of learning content related to asset management in DCs in the form of videos and texts. You can check and learn anytime, anywhere on your smartphone.

(4) Alert mail function
If the unrealized profit/loss amount or unrealized profit/loss ratio of the products you own exceeds or falls below a preset level, you will be notified with an alert in the notification section of the app.